PayMonthlyGhana — Rental Advance Programme

Rent Advance Programme

Rent Today.
Pay Monthly.

Tired of paying 1 to 2 years of rent upfront just to secure a home? PayMonthlyGhana advances rent directly to your landlord — and you repay us in simple, affordable monthly instalments, so you can move in today without wiping out your savings.

APPLY NOW →

Apply in minutes · GHS 100 processing fee · Approval within 48 hours

Key Numbers

GHS 100

Application Fee

6–24 Mths

Flexible Repayment

2.5%

Monthly Fee on Balance

48 Hours

Landlord Paid Within

How It Works

1
Apply Online
Submit your application with your Ghana Card or National ID at PayMonthlyGhana.com.
2
Due Diligence Visit
Our officer visits and verifies the property before approval.
3
Landlord Gets Paid
We pay your landlord directly within 48 hours of approval.
4
You Repay Monthly
Repay via payroll deduction, Mobile Money, or bank standing order.

Who Can Apply

✓
Valid Ghana Card or National ID
✓
At least 18 years of age
✓
Verifiable income or guarantor
✓
Active bank account or Mobile Money wallet

Example

2.5% monthly on the balance of advance rent. The fee falls each month as the balance reduces.

Rent for 1 year	GHS 12,000
Monthly fee	2.5%
Monthly payment	GHS 1,170

PayMonthlyGhana.com

Apply in minutes · GHS 100 processing fee · Approval within 48 hours

support@paymonthlyghana.com · +233 552532801

APPLY NOW →

Step 1 of 5 — Section A

Personal Details

Enter your details exactly as they appear on your Ghana Card. All information is encrypted and securely stored.

ℹ

Information must match your Ghana Card precisely. Discrepancies will delay or invalidate your application.

First Name *

Last Name *

Ghana Card Number *

Date of Birth *

Format: DD/MM/YYYY (e.g. 15/03/1990)

Phone Number *

Email Address *

Ghana Card / ID Upload

Ghana Card / ID — Front *

Click to upload or drag & drop

JPEG or PNG · Max 5MB

💼

Step 2 of 5 — Section B

Employment & Income

We use this to verify eligibility and structure your repayment schedule.

Employment Status *

Employer / Business Name *

HR / Work Phone

Years of Employment

Monthly Net Income (GHS) *

Average monthly take-home pay after tax and deductions.

Preferred Repayment Channel *

🏠

Step 3 of 5 — Section C

Rental Details

Tell us about the property you intend to rent. PayMonthlyGhana will contact the landlord and disburse payment within 48 hours of approval.

Property Address *

Property Type *

Number of Bedrooms

Monthly Rent (GHS) *

Lease Term *

Intended Start Date *

Click to open date picker

Landlord / Agent Name *

Landlord Phone *

PayMonthlyGhana will place an auto-verification call to this number.

Landlord Email

📅

Step 4 of 5

Schedule Site Visit

A PayMonthlyGhana officer will inspect the property before final approval. Select a convenient date and time.

ℹ

What to expect: Our officer verifies the property, confirms the rent amount, reviews landlord documents, and photographs the premises. Visits typically take 30–45 minutes.

SuMoTuWeThFrSa

Special Instructions (Optional)

Available Time Slots

← Select a date first

Contact Person at Property *

Contact Phone *

✅

Step 5 of 5

Review & Submit

Confirm your details, accept the programme terms, and pay the GHS 100 processing fee to submit.

Terms & Consent

PayMonthlyGhana Rental Advance — Programme Terms

Direct Debit Authorisation: I authorise PayMonthlyGhana to deduct monthly repayments via my chosen repayment channel — payroll deduction, Mobile Money (MoMo), or bank standing order — for the full duration of the loan.
Late Payment Penalty: Late payments attract a penalty of 5% of the overdue monthly instalment, plus an additional 2% per month on the outstanding amount until the arrears are fully cleared.
Early Repayment Benefit: Full early repayment of the outstanding balance entitles the applicant to a waiver of 75% of the remaining interest charges due at that point.
Subrogation Rights: In the event of default, I authorise PayMonthlyGhana to exercise subrogation rights under the tenancy agreement, including the right to re-let the property on my behalf to recover the outstanding loan balance.
Data & Privacy: I consent to PayMonthlyGhana collecting, storing, verifying, and using my personal and financial data for the purposes of this application, credit assessment, and ongoing loan management, in accordance with applicable data protection laws.

Discount Code

Have a discount code? Enter it to reduce your application fee.

Processing Fee

Application processing feeGHS 100.00

Discount

Amount dueGHS 100.00

Payment methodMobile Money / Card (Paystack · Hubtel)

Refundable?No — Non-refundable

By submitting this application you confirm that all information is true, accurate and complete. False or misleading information may result in disqualification and legal action. PayMonthlyGhana reserves the right to decline any application without providing a reason.

Programme Details

Processing feeGHS 100

How It Works

1
Apply online with Ghana Card / ID
2
Due diligence officer visits your proposed property
3
Advance paid directly to landlord within 48 hours
4
Repay monthly via payroll, MoMo, or bank order

Eligibility Requirements

✓
Valid Ghana Card / National ID
✓
At least 18 years of age
✓
Verifiable employment & income

Repayment Channels

1
Payroll deduction — direct from employer (preferred)
2
Mobile Money — scheduled monthly payment
3
Bank standing order — automatic monthly transfer

Need Help?

support@paymonthlyghana.com

+233 552532801

✓

Application Submitted

Your application has been received and your GHS 100 processing fee confirmed. Our team will begin reviewing your file within 2 business days.

GRF-XXXXXX

Application Reference Number

File reviewed within 2 business days

Site visit conducted at property

Final approval decision issued

Landlord paid within 48 hours of approval

ℹ

You will receive an SMS and email confirmation shortly. Save your reference number. Our officer will contact you 24 hours before the scheduled site visit.

Rent Today.Pay Monthly.

Apply Online

Due Diligence Visit

Landlord Gets Paid

You Repay Monthly